FAQs

Please find below some Frequently Asked Questions

1) How am I protected when dealing via Langmans?

2) Can Langmans handle international insurance business?

3) Do Langmans handle all classes of insurance?

4) Are Langmans tied agent only representing a small proportion of the insurance market?

5) Do I have to pay you a fee for your services?

6) Why do I need to use an Insurance Broker?

7) Do Langmans deal with large account business only?

 

1) How am I protected when dealing via Langmans?

 

As registered brokers with the Financial Services Authority we are duty bound to conduct our selves in accordance with strict guide lines including the need for us to carry professional indemnity insurance. You will be advised of your rights and the relevant complaint procedures for each policy issued.

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2) Can Langmans handle international insurance business?

 

Yes, we have handled international insurance and reinsurance enquiries for over 30 years and have access to a worldwide network of agents and insurers which enable us to arrange cover in most countries.

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3) Do Langmans handle all classes of insurance?

 

We do not handle personal lines business such as private motor or home insurance and we do not handle life and pensions business.

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4) Are Langmans tied agent only representing a small proportion of the insurance market?

 

We are not tied agents and therefore represent a far wider group of insurers. Therefore we can approach many more markets to obtain the best terms for you.

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5) Do I have to pay you a fee for your services?

 

Generally speaking, Langmans are paid a commission by the insurers and we do not charge you a separate fee. If this is not the case we will tell you in advance.

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6) Why do I need to use an Insurance Broker?

 

As risks become more complicated it is vital that you get the right level of expertise to assist you. As a broker we represent your interests and not the insurers. Our input might make all the difference with a difficult claim.

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7) Do Langmans deal with large account business only?

 

No, we are happy to deal with new and small businesses in the hope that we can grow with you.

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